The first-time home buyer tax credit, now has an ending date. Sales must be completed “closed” by Nov. 30 2009. So, keep in mind the steps toward purchasing your new home. #1 qualify for the mortgage loan! you now have a price range to look in. #2 Shop, We can show you any home listed by any company to make your selection from. #3 choose, three of the best, review again and make a decision. The Real Estate contract is written, negotiated and accepted. #4 Inspections and all criteria that is time issued must be meet. #5 Your mortgage loan will take approx. 45 days to close.