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	<title>Cedar City Real Estate</title>
	<link>http://www.cedarcity-realestate.com</link>
	<description></description>
	<lastBuildDate>Mon, 08 Mar 2010 23:38:31 +0000</lastBuildDate>
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	<item>
		<title>Vet loans and RDA loans</title>
		<description>We recently had a client review both of these type of loans. Both had many pluses. RDA worked best for them. Their interest rate was wonderful and they are so happy with a house payment that was a mere $20.00 more per month than their rent payment of $700.00 per ...</description>
		<link>http://www.cedarcity-realestate.com/uncategorized/vet-loans-and-rda-loans/</link>
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		<title>Still a great time to buy, interest rates will rise</title>
		<description>Interest rates over the last few weeks have been floating in the 4.8 range, unbelievable! Unless otherwise extended again the $8,000 first time home buyer government tax incentive is in effect until April 30th. If you are a previous owner of a home and had resided in the home for 5 out ...</description>
		<link>http://www.cedarcity-realestate.com/uncategorized/still-a-great-time-to-buy-interest-rates-will-rise/</link>
			</item>
	<item>
		<title>Winter dry skin</title>
		<description>You can counteract the inevitable decrease in your skin's moisture by adding a few preventative-care habits to your daily routine.   Use an over-the-counter moisturizing lotion daily to damp skin. This will retain the moisture that would otherwise be absorbed into the towel.   A warm shower is better for your skin ...</description>
		<link>http://www.cedarcity-realestate.com/cedarcity/winter-dry-skin/</link>
			</item>
	<item>
		<title>Delaying retirement</title>
		<description>You may be thinking that you are one year closer to retirement. But, if you delay your retirement date, there may be some substantial benefits. Read on for some reasons to consider staying in the workforce for a while longer.

INVEST IN YOUR FUTURE: Benefits of Delaying Retirement 

We are all looking ...</description>
		<link>http://www.cedarcity-realestate.com/cedar-city-living/delaying-retirement/</link>
			</item>
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		<title>More benefits to exercise</title>
		<description>Why wait for the New Year to start a fitness routine? It's never too late - or too early for that matter - to start taking as much care with your health as you take in your home. Cheers to your family and your healthy new habit. TAKING CARE: Benefits of Exercise ...</description>
		<link>http://www.cedarcity-realestate.com/cedar-city-recreation/more-benefits-to-exercise/</link>
			</item>
	<item>
		<title>Lead Base paint cautions in homes built prior to 1978</title>
		<description>The USEPA as of 4/22 require remodeling work on homes built before 1978 to be undertaken only by certififeed  contractors in lead base paint  practices. The home owner should assume there is lead base paint present unless the home has been certified to be safe. Certified re-modelers are required to display their EPA ...</description>
		<link>http://www.cedarcity-realestate.com/cedar-city-living/lead-base-paint-cautions-in-homes-built-prior-to-1978/</link>
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		<title>RDA loans available</title>
		<description>For those individuals in the 21,000-33,000 income bracket there are funds available for purchasing a home.  These nifty programs are a great assist and with housing prices down payments are similar to paying rent and are designed to allow the buyer to have a manageable monthly payment and be a home owner. Call us ...</description>
		<link>http://www.cedarcity-realestate.com/real-estate/rda-loans-available/</link>
			</item>
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		<title>Home Warranty</title>
		<description>When buying a home, particularly an older house, buyers are often understandably concerned about the potential need for expensive home repairs in the future. Home warranty programs, such as the ERA® Home Protection Plan®, are available to buyers and sellers to help alleviate this concern.

Home warranty programs offer protection for ...</description>
		<link>http://www.cedarcity-realestate.com/real-estate/home-warranty/</link>
			</item>
	<item>
		<title>Buying vs. renting</title>
		<description>Those who have never owned a home before often ask about the benefits of owning over renting. While paying mortgage payments and property taxes may seem like an expensive and stressful proposition over the near worry-free lifestyle of renting, these expenses actually provide great financial benefit for homeowners.

When you rent, ...</description>
		<link>http://www.cedarcity-realestate.com/real-estate/buyers/buying-vs-renting/</link>
			</item>
	<item>
		<title>Property taxes</title>
		<description>Next to your mortgage payment, property taxes will likely be one of your largest expenses when you buy a new home. Potential buyers are often very interested in learning what their annual property taxes will be on a home they wish to purchase.

The previous year's taxes should be included on ...</description>
		<link>http://www.cedarcity-realestate.com/cedar-city-living/property-taxes/</link>
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