Week ending 12/04 FHLMC averages on a 30 yr. fixed is 4.710% and 15 yr. fixed 4.270%. ERA Mortgage averages 30 yr. fixed 4.685% and 15 yr. @ 4.240%. Call Steve Florio, Mortgage Advisor with ERA Mortgage for today’s rates and to pre-qualify for your home purchase. Direct line 435.640.0364. E-mail address firstname.lastname@example.org.