Category: Buyers

Applying for a pre-approval from a lender is a quick and easy way for homebuyers to increase appeal with sellers. A pre-approval is an agreement from a bank or mortgage company to provide a loan up to a certain amount ...

          AROUND THE HOUSE: Securing Your Home As you settled into your home, you may have gotten so consumed with arranging furniture and hanging photos that you could have easily forgotten important tasks that will help make your home a safer place for you ...

Income from part time work (includes seasonal and second job): Since part time income can be subject to changes in the hours worked and typically does not include benefits, calculate income by averaging the earnings for the past 2 years.  For ...

To take advantage of the great buyers market you need to qualify for the tightened mortgage standards.  You can clean up your credit scores and therefore improve your ability to purchase, here are some pointers. 1. Pay you bills on ...

Week ending  12/04 FHLMC averages on a 30 yr. fixed is 4.710% and 15 yr. fixed 4.270%. ERA Mortgage averages 30 yr. fixed 4.685% and 15 yr. @ 4.240%.  Call Steve Florio, Mortgage Advisor with ERA Mortgage for today's rates ...